What’s a Home Warranty?

A home warranty is a service contract, normally for one year, which helps protect home owners against the cost of unexpected covered repairs or replacement on their major systems and appliances that break down due to normal wear and tear. Coverage is for systems and appliances in good working order at the start of the contract.

Check your home warranty policy to see which of the following items are covered. Also find out if the policy covers the full replacement cost of an item.

• Plumbing
  Electrical systems
  Furnace
  Water heater
  Heating ducts
  Water pump
  Dishwasher
  Garbage disposal
  Stove/cooktop/ovens
  Microwave
  Refrigerator
  Washer/dryer
  Swimming pool (may be optional)

Source: American Home Shield, www.ahswarranty.com, REALTOR® Benefits Partner